What are Trial Funds?
Trial Funds are virtual funds used to subscribe to Fixed-term wealth management products. Using Trial Funds can earn you extra investment returns, and the earned returns can be withdrawn after maturity.
How to View My Trial Funds?
- Method 1: Swipe to the functional area on the app homepage, tap "More" to enter the service list, select the "Finance" category, and then tap to enter "Trial Funds".
- Method 2: Tap the "Earn" page on the bottom navigation bar, then tap to enter "Trial Funds".
How to Use Trial Funds?
- Step 1: Navigate to the subscription page of the Fixed-term wealth management product you wish to purchase. The system will automatically display your currently available Trial Funds information.
- Step 2: Select the "Use Trial Funds" option and complete the purchase process as prompted.
- Step 3: Go to the Trial Funds page and tap the button in the top right corner to view your usage history.
Rules for Using Trial Funds
- Applicable Products: Can only be used to subscribe to specified Fixed-term wealth management products.
- Activation Condition: The order amount must meet the specified minimum threshold to successfully activate and use the funds.
- Returns Handling: Upon product maturity, the principal amount of the Trial Funds will be automatically reclaimed. The generated returns can be withdrawn to your account.
- Returns Calculation: The annualized yield is based on the Trial Funds rules and does not stack with the product's annualized yield.
- Validity Period: Please use the Trial Funds within their validity period. Unused Trial Funds will expire automatically after the deadline.