The “0% Interest Credit Facility” is now live! If you hold fixed-term wealth management orders that support this feature, you can apply for a credit line equal to your locked-up amount at 0% interest. The funds can only be transferred to your futures account for trading.
I. Credit Facility Rules
- Credit Line
- Single order credit = the locked-up amount of that order (e.g., lock 1000 USDT → withdraw up to 1000 USDT)
- Total available credit = sum of all orders that have enabled this feature
- Application and Repayment Sources
- Application source: wealth management orders that support this feature
- Repayment source: contract account or funding account
- Usage Restrictions
- Once the credit facility is confirmed, funds will be transferred to the contract account
- Before the credit is fully repaid, if you withdraw funds from the contract account, the remaining balance in the contract account must not be lower than the total credit amount drawn
- Currently only supports USDT
II. Repayment Rules
- Repay at any time: users may initiate repayment at any time
- Flexible repayment: full repayment or partial repayment is supported
III. Risk Control Reminders
- For orders from which credit has been drawn, fund transfers out of the contract account will be restricted until the loan is fully repaid (see “Usage Restrictions” above)
- Any loss in wealth management is borne by the user’s principal; trading losses incurred in the contract account are recorded in the contract account and are separate from wealth management assets
Please fully understand the product rules before applying for the “0% Interest Credit Facility” and make prudent decisions based on your own risk tolerance and trading needs.
IV. Special Notes
- Currently, this product only supports USDT fixed-term wealth management swaps. More currencies may be added in the future based on operational conditions – stay tuned
- The platform reserves the right to adjust product rules in response to market conditions and risk management needs. Any adjustments will be announced in advance
V. How to Use – App
Go to Fixed-term Wealth Management, tap the “Records” icon in the upper right corner, and pull up all orders that are still in the lock-up period.
2.Orders eligible for the “0% Interest Credit Facility” will be displayed in your investment records. The actual availability shown on the page shall prevail.
3. After clicking “Apply for 0% Interest Credit Facility,” you may proceed with the application process. Repayment can also be made on the same page. The maximum amount available is subject to the amount displayed on the page.
4. After clicking “Apply Now,” please check your credit facility records to confirm whether your application has been approved. The “Available” field on the contract order page can also serve as confirmation.